How Can We Help You?
by Admin
Posted on 05-02-2024 01:32 PM
May of 2022 was a game changer for real estate on a national level.
That’s when the feds started increasing the interest rates and they more than doubled in a short time and the market, well, it came to a dead stop. Immediately the talk shifted to what is going to happen next in the real estate market and that talk ranged from speculation of another 2008 housing crash to those saying buy now and refinance later. Honestly, any opinion you wanted to hear you could. The only thing i heard that made any sense to me was a comment from an appraiser who has been doing appraisals here on kauai for over 30 years.
Is the inkling arising that you may be ready to buy a home? are you thinking about securing your space in hawai’i? before you rush into one of the biggest transactions you may ever make, take some time to contemplate home ownership. Buying a home can offer financial responsibility, stability, and equity, and contemplating a few aspects of hawai’i home ownership prior to purchase can ensure a happy home. Read more to learn what to consider when buying a house in hawai’i. https://en.wiktionary.org/wiki/realtor
Thousands of homes are for sale in hawaii. But how will you know which house is right for you? clearing your thoughts about what you want in your future home before you go through the possibly emotionally charged process of searching for a home can assist in making a smart decision that you will appreciate for years to come. Home-searching advice: calm your emotions and stick to your rational plan. Be sure the offer is within your budget – with wiggle room. Don’t be afraid to keep searching; other properties may be available that better suit your needs. Overestimating your ability to fix-up the place or downplaying flaws could lead to added financial or emotional stress.
2. Determine Your Budget
When you are ready to buy a home, the first step is to get pre-qualified for a loan. You should seek a lender that not only offers competitive rates, but also offers a high level of service. Ask our kauai realtors or your friends and associates for recommendations and use our kauai mortgage calculator on any property listing page. Our kauai real estate agents’ experiences in working closely with lenders during transactions enable them to effectively assist you in the buying process.
Once you decide on a lender, find out how much they are willing to lend you and/or how much you would like to borrow.
We'll Help You Buy Your Kauai Dream Home
You must be a kauai resident and a first-time homebuyer. Applicant must register for home buyer education classes with a hud-approved education and counseling agency. Hawai‘i home ownership center (877-523-9503) or hawaiian community assets (808-784-3841) email: kauaifoc@hawaiiancommunity. Net , work in partnership with kaua‘i county housing agency to provide the required education and support to potential homeowners. Upon completion of the home buyer education class, the applicant will receive a certificate of achievement; a copy needs to be submitted to the housing agency. Complete the kaua‘i resident affordable home buyer registration form and submit with a copy of the certificate to housing agency, to be on the affordable housing waitlist (ahwl).
From searching to selling if you’re searching for an opportunity to invest in luxury real estate in kauai , you’ll find everything you’re looking for and more in the oceanfront homes available at timbers kauai at hokuala. Set within the stunning 450-acre hokuala resort community , timbers kauai offers fully turnkey, furnished kauai homes for sale with the most breathtaking views on the island. Search for homes for sale in kauai start by touring the homes for sale at timbers kauai during an open house or via a private tour with one of our real estate specialists—offered daily between 9am-5pm. No appointments are necessary to partake in an open house.